How Much Will You Need to Retire?

Workers are finding it harder to save for retirement.  The amount needed continues to increase.

The average savings target for retirees in the US is now $1.8 million, according to a nationwide Charles Schwab survey released in May 2024. (That’s up from $1.7 million only a year ago.) Nearly 80% of the 1,000 401(k) plan participants…

(to read the rest of the article click HERE)

How Much Money Will I Be Able to Withdraw Without Depleting My Savings?

In 1994, a curious Bill Bengen decided to find out how safe his savings were. He wanted to know how much he could safely withdraw from his savings account each year without going broke. Most reading this article are aware of the “4% Rule” and it came from Bill Bengen’s work that day. For most individuals…

(to read the rest of the article click HERE)

Why Inflation will Continue to be a Problem for Investors

Inflation has been dominating headlines recently, but how did it get to be this way? In basic terms, inflation is caused by a surplus of demand driving prices up. For the past 30 years the US has enjoyed stable and controlled inflation despite several large economic shocks. As a result…

(to read the rest of the article click HERE)

Here are 4 Ideas to Help You Prepare for Uncertain Times

When 401k retirement plan investors emerge from a difficult year, it’s easy to become fearful that each year to come will deliver the same – or similar results. However, history shows this is seldom the case. In fact, more times than not, the year following a down year in the U.S. capital markets is a positive year…

(to read the rest of the article click HERE)

What’s Your Risk Tolerance?

Why is Asset Allocation Important?

How Money Savvy Are You?

Impact of Inflation on Retirement