Category: White Papers

The Tortoise and the Hare

The story of The Tortoise and The Hare illustrates the power of compounding incredibly well. Volatile, inconsistent performance (think of the hare) can take investments up 30% then down 20% and back again in a roller coaster cycle. There are two key elements to remember…

What to Invest to Avoid Playing Retirement Roulette

You’ve probably thought about how much you’ll need to retire comfortably. But if you haven’t done the calculations, you’ll likely be shocked at the actual amount. Most physicians need $5 million-$6 million in investable, liquid (cash) assets to retire comfortably based on a 3%-5% after-tax annual return…

Biotechnology and Its Role in the Healthcare Spending Issue

Traditionally, investors looking for less volatile, more consistent long-term returns have sought the safety of healthcare. This downturn has been different. During this downturn, healthcare showcased deep disappointments, including drugs failing to gain FDA approval (Sepracore, Watson, and Imclone), potential financial fraud (Elan and Andrx), and earnings disappointments (Alpharma and Bausch & Lomb)…

The Luster Matrix

Collaborative Investing is an investment research philosophy that I have followed for 11 years. It has proven its worth time and time again. Essentially, it is uniting the knowledge base of industry experts – practitioners in specific industries with a working knowledge of products – with your financial expertise…