You would never ask a GP to do your back surgery. Don’t hire a brokerage to administer your company’s 401k plan. When it comes to managing your company’s 401(k) retirement plan, hiring a specialist firm dedicated exclusively to 401(k) administration offers significant advantages over using a generalist advisor or provider. Deep Expertise and Focus 401(k) […]

When 401k retirement plan investors emerge from a difficult year, it’s easy to become fearful that each year to come will deliver the same – or similar results. However, history shows this is seldom the case. In fact, more times than not, the year following a down year in the U.S. capital markets is a […]

Inflation has been dominating headlines recently, but how did it get to be this way? In basic terms, inflation is caused by a surplus of demand driving prices up. For the past 30 years the US has enjoyed stable and controlled inflation despite several large economic shocks. As a result, we have all but forgotten […]

In 1994, a curious Bill Bengen decided to find out how safe his savings were. He wanted to know how much he could safely withdraw from his savings account each year without going broke. Most reading this article are aware of the “4% Rule” and it came from Bill Bengen’s work that day. For most […]

The article below is from Bloomberg, and was written by Suzanne Woolley and can be read here. US Workers Say They Need $1.8 Million for Retirement A new survey of people who have 401(k) plans found that it’s getting harder to put money away as costs rise. By Suzanne Woolley August 2, 2023 at 9:00 […]

Offering a 401(k) plan is an important part of your employee benefits package. However, selecting the right 401(k) plan administrator is crucial to ensure the plan is properly structured and managed. There are 5 key factors to consider when choosing a 401(k) plan administrator. Employer Contribution Structure The plan administrator must have the capability to […]