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  • The Tortoise and the Hare

    The story of The Tortoise and The Hare illustrates the power of compounding incredibly well. Volatile, inconsistent performance (think of the hare) can take investments up 30% then down 20% and back again in a roller coaster cycle. There are two key elements to remember…

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  • The Wall Street Charade – Turning The Risk/Reward Concept On Its Head

    Wall Street knows something the average investor does not. You might call it the industry’s dirty little secret, if it didn’t involve billions of dollars and millions of investors. The deception is preserved by a confluence of people and pretense…

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  • What to Invest to Avoid Playing Retirement Roulette

    You’ve probably thought about how much you’ll need to retire comfortably. But if you haven’t done the calculations, you’ll likely be shocked at the actual amount. Most physicians need $5 million-$6 million in investable, liquid (cash) assets to retire comfortably based on a 3%-5% after-tax annual return…

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  • Biotechnology and Its Role in the Healthcare Spending Issue

    Traditionally, investors looking for less volatile, more consistent long-term returns have sought the safety of healthcare. This downturn has been different. During this downturn, healthcare showcased deep disappointments, including drugs failing to gain FDA approval (Sepracore, Watson, and Imclone), potential financial fraud (Elan and Andrx), and earnings disappointments (Alpharma and Bausch & Lomb)…

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  • How Money Manager Steven Abernathy Keeps Beating the S&P

    Even if most of your investments are in mutual funds, you may want to own a few stocks to up your returns. Investment manager Steven Abernathy makes focusing on just a few stocks the cornerstone of his successful approach. Here are his insights now…

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  • The Luster Matrix

    Collaborative Investing is an investment research philosophy that I have followed for 11 years. It has proven its worth time and time again. Essentially, it is uniting the knowledge base of industry experts – practitioners in specific industries with a working knowledge of products – with your financial expertise…

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