PRÜF – THE SCIENCE OF INVESTING™
The Abernathy Group II Family Office’s primary objective is to help wealthy families stay wealthy.
We do this by surrounding our clients with an integrated team of experts. Each professional’s advice is focused on data, PRÜF – The Science of Investing™, and is integrated into our research process. We bring a comprehensive summary to each family’s decision maker.
The goal of the Family Office is to make life simpler while doing our best to ensure your assets are working within a risk tolerance custom designed for your family. As you can clearly see here, we have a solid history of top-notch results of both protecting and growing a family’s wealth.
Equally important – we minimize expenses and strive to ensure well-researched financial, tax, and legal decisions based on objective data and information.
Cash Management
There is a fine balance between ensuring you have sufficient liquidity to pay your bills and support your lifestyle while maximizing the return on your cash accounts through short-term investments. Our professional investors strive to identify low-cost cash management funds that meet your family’s financial needs. We seamlessly coordinate selection, management, and fund balancing within your portfolio to maximize investment return while minimizing risk.
Consolidated Reporting
Our technology updates your asset and liability balances on a daily, monthly, quarterly and yearly basis to prepare you to make critical decisions. Every day, the knowledge of your current financial condition is at your fingertips.
Investment Policy Statement Creation
Our professional investors understand the importance of creating an Investment Policy Statement. This document becomes the heart and soul of a family’s investment process as it describes the family’s risk tolerance and acts as an indispensable guide for every investment professional working for the family.
It also allows the patriarch or matriarch and all family decision-makers to focus on running the family’s business while their personal assets are managed as they’ve directed. This affords families peace of mind—they know, from generation to generation, their family’s financial future is well-planned.
Asset Allocation
Once a family’s Investment Policy Statement is created, the family’s assets are guided by the risk tolerance and the return goals specific to the individual family’s needs. The Family Office will establish an appropriate asset allocation strategy and ensure the assets remain in balance as investment values change.
Portfolio Re-Balancing and Monitoring
Investment values are dynamic, and over time, movements in account investment values may cause a family’s asset allocation to change. Our professional investors, guided by the family’s Investment Policy Statement, regularly review each family’s portfolio for proper re-balancing. We alert you to any material changes so you’re free to spend less time monitoring your accounts and more time managing your business.
Direct Private Equity Access and Expertise
Private equity investments may offer the uncorrelated returns needed to provide balance to your family’s estate. Choosing which fund is right for your family, and then successfully gaining access to that fund, can be daunting. With decades of private equity experience and long-standing relationships with many fund managers and platforms, our professional investors can help you locate and gain access to private equity funds best suited for your investment portfolio. At times discounted fees are available—and we pass these discounts on to you.
Equities Expertise
Our professional investors have decades of experience, which includes navigating some of the most difficult market environments since the great depression. Our battle-tested experience earned us the number 1 rank in the nation by Nelson’s World’s Best Money Managers 16 times since 1991. We pride ourselves on minimizing risk while delivering solid returns.
See the results of our “Track Record” here.
Fixed Income Expertise
Safety of principal is always considered first. Our professional investors strive for you and your family to have adequate liquidity assurances and inflation protection. In a difficult interest rate environment, we strive to help families find solutions which will meet both the safety and income requirements they need to meet their short and long-term goals.
Access to Alternative Investments
Our professional investors have been managing alternative assets since 1991, long before they became popular. Decades of experience have connected us with a range of opportunities that may not be widely available. We may offer families access to funds formerly closed to new investors as well as lower minimum buy-ins. At times, we may also provide access to valuable alternative asset managers at a reduced cost. Our Family Office can provide the analysis and access needed to create a well-balanced portfolio of alternative investments.
Investment Manager Selection and Oversight
The professional investors in our family office have been managing portfolios of public equities, fixed income securities, private equity, cash & short term investments, and derivatives for decades. We believe we are exceptionally qualified to determine which managers understand the art of investing and which managers do not. In a world where many offer consultation and advice despite no practical day-in-day-out work experience as a professional investor, our Family Office has an insiders’ perspective from decades in professional Wealth Management.
Our directive is to help your family cut through the “blather” and “investment terminology” and obtain the answers to questions which enable your family to make well researched and intelligent decisions about who is and who is not qualified to manage your assets.
Master Custody
Numerous investment managers and multiple custodians can create an administrative burden. We issue consolidated reports to streamline this information and allow families to safely receive the data they expect while keeping costs to a minimum.
Performance Reporting
Our detailed performance reporting allows each family to understand their current financial position, while simultaneously comparing their current performance to their long-term goals. We project expected cash flows into the future and see how unexpected events could affect a family’s financial position at any point in time. Performance reporting makes comparing results to the Investment Policy’s goals simple and straight forward. Our families always know where they stand relative to expectations they set each year.
Portfolio Risk Audit
Our analysis provides an independent assessment of the securities within a portfolio, from mutual funds to individually managed accounts. Our Family Office members enjoy a perspective of the risk in their portfolios that few other firms can provide.